Based on different comments on our posts, I would like to develop and have your opinion.
I see that we have differences between us, bloggers and FI seeker related to the calculation of our saving rates:
Should we include all our savings that for us working class, would include, gov. retirement fund, company pension fund? This is what we decided to apply in our this post (Saving %), this way we know exactly how much we are saving and how much we will have when we retire/leave Switzerland. And you, what are your thought about it?
Regarding our monthly budget, we include our taxes. Some of you are calculating their budget after taxes, so is there a better way to do or not?
I believe that it is up to each of one to feel comfortable with the budget or saving calculation. Do you agree?
In waiting your comments, I am wishing an excellent week.