Difficult not to invest

Dear all,

As me, you are probably on the edge to know if it’s the right time to invest considering the significant market fluctuation.

As said in our previous post, we are going to invest in an apartment, so we had to sell quite a lot of our position to have enough cash for the requested 30% of own equity. Therefore, we are sitting on slightly more than 400’000 CHF. In a way that makes me crazy, we could have invested quite a lot especially when the market dropped by around 10-15%.

On top, we are close the dividend distribution, so we could have make good money but I cannot take any risks at this moment and risk to have the cash at disposition because market drop again.

If we were in this situation, what we would have bought? We would have invested in Swiss RE for the high dividend yield, Roche and Novartis and probably Nestle, even if the 2015 results were not extraordinary but the potential is there.

So we are looking at replenish our broker account to be able to reinvest but we start almost from scratch, hopefully our positions will give us around 10’000 CHF, thanks to UBS and Credit Suisse that will distribute their dividend from their reserve and therefore not subject to taxes, that’s good for us.

Next week, I will receive my annual bonus, so part of it goes for the apartment and the other to our broker account. I will give more details in the next post.

What about you, have you been able to pick to drop to make some shopping or are you waiting for a more stable market situation?

Cheers,

RA50

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3 thoughts on “Difficult not to invest

  1. Unfortunately my Credit Suisse shares are awfully down, so are my Novartis and even Roche, but at least not as much as CS.
    I have now bought some shares in the Vanguard FTSE All-World High Dividend Yield ETF and have a Savings plan in the Classic Global Equity Fund from http://www.bwm.ch/front_content.php

    However I would love to buy some US shares like Procter&Gamble or Johnson &Johnson, but I am unsure about the tax handling.
    Much luck in your investings
    Annabella

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  2. unfortunately my Credit Suisse shares have been diving awfully…. Swiss shares are not very famous at the moment, neither Nestle nor Novartis nor Roche, does not seem worth the trouble to invest in single shares, I will from now on use ETF’s like Vanguard.
    Much luck with your investments though. 🙂

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    • Yep, mine are down as well. I still believe that Nestle, Novartis and Roche are great companies and new very cheaply priced.
      Thanks for passing by and commenting and good to luck to you as well.
      Cheers, RA50

      Like

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