Portfolio Increase

Dear all,

I am pleased to announce that we purchased 52 shares of Roche (ROG.VX) at a cost of 233.7 CHF, including the taxes and broker fees, our new selling price is 257.9 CHF vs. 266 CHF that we had with the 110 shares we own before

Considering the actual dividend distribution (8.40CHF), our 2017 dividend distribution  will be 830 CHF net. But we are planning to continue investing in early 2017, when I will receive my annual bonus, I am expecting to invest around 30’000 CHF.

The portfolio page has been upgraded.

Any purchases from your side?

Cheers,

RA50

Portfolio adjustment

Dear FI seeker,

We would like to report some changes in our portfolio:

  1.  Sold our position in TransOcean (RIGN.VX), that was  not because the stock went up and we would have made capital gain, but RIGN will be delisted from the Swiss exchange and it’s performance is very low, not given dividend for the minimum next 2 quarters. Therefore we are not making money out of it. Ok, in this operation, we lost 61k compared to our buying price. I know a lot of people will scream out, but sometimes you need to take hard decision. This loss, is half compensated  by this year capital gain we made at the beginning of the year, so our net loss is 31k.
  2. Bought Novartis (NOVN.VX) Shares, Novartis is the largest pharmaceutical company by sales and have promising drug pipeline and very good dividend distribution.
    1. We bought 570 shares at 90.74CHF, it will add around 960CHF of net dividend next year.
  3. Bought LafargeHolcim N (LHN.VX) shares to average down our previous position and considering the next year dividend increase that will be proposed to shareholder (from 1.3CHF to 1.5CHF, 15% increase).
    1. We bought 1075 shares at 54.85CHF, which will average  down our buying price to 57.7CHF versus 62.5CHF previously. It will add around 1560CHF to our dividend distribution next year.

So, December, is not financially positive, but we are fully confident that the actions we took this month will pay in the future.

I will update our portfolio page very soon.

What about you, how December look like?

Cheers, RA50

Portfolio increase

Dear all,

I am pleased to announce that we purchased 500 shares of Lafarge-Holcim (LHN.VX) at a cost of 65.00 CHF on the 29 of July, including the taxes and broker fees, our selling price is 66.18 CHF.

As you probably know the 2 biggest manufacturer of building materials (e.g: cement) companies fusionend on July 10th 2015 to create what  it is believed to be the largest worldwide cement company.

On the 29th of July, both companies reported their 1st semester results and presented lower than expected results in the first half of the year. Therefore the share drop by up to 6.70% or 74.7 CHF at the lowest intraday.

So you see that we bought almost at the lowest level!

At the moment, we are not expecting to keep it to get the dividend distribution but more to make a capital gain. We will update the portfolio this weekend.

Any purchases from your side?

Cheers, RA50

Portfolio increase

Dear all,

As mentioning in our post (Markets crisis or should I say tension), where we were thinking to buy shares of fund that are proposed part of tax advantage account.

I am pleased to announce that we purchased 757 part of the UBS Vita Invest 50 Swiss at a cost of 133.5 CHF.

The fund focus mainly in the Swiss market with a maximum amount of 46% (long-term) of high quality Stock (main position: Novartis, Nestle, Roche, UBS and Richmont), the rest is composed of bonds and real estate.

The dividend distribution of this fund is very small so our idea is more to make a capital gain, like the one we did when the Swiss franc drop by 15% when the National Bank stopped supporting the Swiss franc (Tax Advantage Portfolio Increase). for memory, we made 6.75 or 6’776 CHF of capital gain.

We will update the portfolio this weekend.

Any purchases from your side?

Cheers,

RA50

Portfolio increase

Dear all,

I am pleased to announce that we purchased 700 shares of Nestle (NESN.VX) at a cost of 72.40 CHF, including the taxes and broker fees, our selling price is 73.7 CHF

Considering the actual dividend distribution (2.20CHF), our 2016 dividend distribution  will be 1001CHF.

We will update the portfolio this weekend.

Any purchases from your side?

Cheers,

RA50

Portfolio decrease and increase

Dear all,

We are pleased to announce a portfolio decrease and directly after a portfolio increase. On Tuesday 5th, UBSG.VX announced an above estimation first quarter, the stock jump by around 7%, we jump on the occasion and sold our entire position at a level of 6.9% increase based on our purchased cost. It represent a cash gain of 12’230.00 CHF. We believe that UBS will continue to provide solid results in the future as well as important dividend distribution. By chance, at the end of the day the market drop by 2%, so we took the cash just gained and reinvested it completed.

We bought 10’100 shares at a value of 19.90 CHF, considering the different broker fee, taxes, we will be able to sell the stock at a value of 20.17 CHF or 1.36% about the purchase value. The good point is that these transactions are before the ex-date, so we will still get the dividend of 0.5 CHF or 5’050 CHF!

This gain allow us to achieve so far a capital gain of 32’341 CHF, which has you know is free of tax in Switzerland!

Considering our personal saving, the dividends and the capital gains to date, we should save this year a minimum of 107’000 CHF, which is inline with our objective of saving a minimum of 100’000 CHF. We still have 8 months in front of us, so I can already say that we will have a great year!

What about you, have you been able to estimate your annual savings?

Cheers,

RA50

Portfolio increase

Dear all,

Today, I am pleased to announce that we purchased an additional 350 shares of Swiss RE (SREN.VX), bringing our total position to 1475 shares.

As you know, we are big fans of purchases during the ex-dividend dates to benefits from the share drop. Today, we bought at a value of 88.2CHF vs. 95.5CHF (previous day closure) or at 7.6% discount.

This allow us to bring down our average buying price from 96.0CHF to 94.42CHF, a decrease of 1.6%

Considering the actual dividend distribution (7.25CHF), our 2016 dividend distribution from SREN.VX will be 10331.3CHF or a 32.6% increase vs. 2015!

I have already updated our portfolio.

Cheers, RA50