2015 final tax declaration

Dear all,

Long time not having wrote a post, but nothing really interesting happened, market is so volatile that we are hesitant to enter. anyway, we don’t have too much cash available as a big chunk of it is reserved to buy our apartment (Mortgage for our new apartment).

Right, so let’s come back to the purpose of this post, 2015 final tax declaration. If you follow us, you will see that last year was a very good year in term of revenues:

Therefore compare to 2014, our total revenue is significantly higher and I was started to be scared of how much, we would need to pay for the reconciliation our tax declaration. If you remember, we had a very surprise in December 2015 when the tax office declared that we paid to much tax in 2014 (around 15k- Christmas present before the 25th).

So today, I received from out tax guy a fairly good news, that he is expected that we need to pay 1715 CHF additional taxes.

So now we need to wait that the tax office compile and confirm our declaration and final payment.

In the next days, I will have some new posts as we are moving into the process our purchasing our apartment, so stay tuned.

Cheers and good weekend.



Christmas present before the 25th

Dear Friends,

We are quickly approaching some key dates in the year: Xmas, one year of Retiredat50.me and New Year. But on Friday 19th of Dec, we received our first Xmas gift, the confirmation of the potential good news that we mentioned to you some time ago (Potential very good news).

Yes, the tax dept. is reimbursing the extra tax money, we paid in 2014, and the 2nd good news is that it is not 11’000 CHF as expected but 15’000 CHF.

This is really great news and this money will go directly into our broker account, to increase our cash position, for future stock purchases. I already have some ideas, but I will need to see how the market will behave in the couple of weeks. As you know, I love to make stock shopping during the ex-dates, to benefit of discounted prices. But if the market is down prior, I will then.

In the coming days several post will come live, the 1st year of retiredat50 and the year review.

Looking forward to read the blogs, I follow to see how the year went and the goals for 2016.

Wish you all a Merry Christmas with your families, friend and loved ones, that Happiness, Joy, Love be with you.

Warm regards, Mr. and Ms. Retiredat50

Tax declaration

Like spring and blooming season, it’s the tax declaration preparation. So as usual it’s getting all the bank and company paycheck and benefits statement ready, verifying that on fiscal statement all the dividend are included and preparing the consolidation in the electronic system provided by the Tax department.


I am expecting to have an increase of taxes as our dividend income was significantly higher than 2013, but at the same time we had to pay back some taxes from 2012 when we were not leaving in Switzerland, so I hope we can deduct this amount from our 2014 taxes. I am not sure, if we can deduct medical treatment that Ms. RA50 had during 2014, so it could help us as well.


We are bracing for impact, and crossing our finger not to have a bad surprise.

What about you, where do you stand on your 2014 taxes, good or bad news?